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Ford Extended Warranty Cost: Coverage & Plans

Owen McBride | Last updated Saturday, July 29th, 2023

Owning a Ford vehicle brings joy and reliability, but as the factory warranty expires, unforeseen repair costs can become a concern. Luckily, a Ford extended warranty steps in to provide a safety net. With four levels of coverage to choose from, the Ford Motor Company offers Ford Protect Extended Service Plans (ESP) that cater to your specific needs.

In this article, we take an in-depth look at the Ford extended warranty cost and its benefits. Whether you drive a new, used, or certified pre-owned Ford vehicle, exploring your extended warranty options is crucial to secure peace of mind.

As Ford owners, you face the decision of whether to stick with the dealer's warranty or opt for a third-party provider. We present both options, allowing you to make an informed choice that fits your preferences and budget.

Discover the details, coverage options, and estimated costs for Ford extended warranties. For those considering alternatives, we also highlight top third-party warranty providers offering comparable protection.

Ford Extended Warranties Overview

When the new vehicle limited warranty on your Ford vehicle nears its expiration, a vehicle service contract, known as an extended warranty, steps in to safeguard your investment. Ford offers a range of comprehensive warranty options known as Ford Protect Extended Service Plans (ESPs) to meet your specific needs.

Purchasing an extended warranty from a Ford dealer ensures that any necessary repairs will be conducted at authorized dealership service centers, manned by certified Ford technicians. Rest assured, they will use only Ford original equipment manufacturer (OEM) components for replacements, maintaining the quality and integrity of your vehicle.

With a Ford extended warranty, you gain coverage for vehicle repair and labor costs following a mechanical breakdown. All Ford plans provide, at the minimum, powertrain protection, which covers most major repairs. Tailoring your extended warranty is easy, as coverage terms can last up to 8 years and 150,000 miles, allowing you to customize the plan to suit your annual driving habits and preferences.

Invest in Ford's extended warranties to enjoy worry-free driving and protect your Ford vehicle for years to come.

How Much Does a Ford Extended Warranty Cost?

The cost of an extended warranty is not set in stone, but industry averages offer valuable insights. Our research reveals that manufacturer or third-party extended warranties can range from $1,600 to $4,500, covering three to six years. The median cost falls around $2,862, giving you a valuable reference point when seeking quotes.

While pricing may not be standardized across manufacturers and third-party providers, certain factors determine the final cost. The condition of your vehicle, the type of coverage you choose, deductible levels, and your vehicle's make and model all play a role.

Although there's no one-size-fits-all answer, understanding the influencing factors empowers you to make an informed decision. Explore extended warranty options with confidence, knowing what to expect from the pricing landscape.

Factors Influencing a Ford Extended Warranty Costs

When considering the cost of an extended warranty, several crucial factors come into play, shaping the final price you can expect to pay. Familiarizing yourself with these elements empowers you to make an informed decision on securing the right coverage for your vehicle.

1. Condition of Your Vehicle

As your vehicle ages and accumulates higher mileage, the cost of an extended warranty tends to rise. Older vehicles pose a higher risk for potential repairs, warranting a higher price for coverage.

2. Coverage Type

The extent of coverage you select directly impacts the cost of your extended warranty. Opting for comprehensive coverage, which offers a wide array of protection, will naturally come with a higher price tag than choosing a more limited powertrain warranty.

3. Deductible

Your deductible plays a significant role in determining your premium. A higher deductible lowers your monthly premium, but keep in mind that you will need to pay this deductible whenever you require warranty work.

4. Vehicle Type

The type of vehicle you drive also plays a role in the cost of your warranty. Luxury models or sports cars generally incur higher warranty costs due to the increased expense of their replacement parts.

Ford Extended Warranty Coverage

As a proud Ford owner, you have the advantage of selecting from four distinct levels of extended warranty coverage, each designed to cater to your unique needs and preferences. These plans encompass a wide spectrum, from comprehensive bumper-to-bumper protection to focused powertrain coverage, safeguarding the most essential drivetrain components of your Ford.

In determining the Ford extended warranty cost, it's essential to explore the range of plans offered by the automaker. With Ford Protect Extended Service Plans available for direct purchase from authorized dealerships, you can enjoy the peace of mind knowing that these plans are fully backed by the reputable Ford Motor Company.

Ford Extended Warranty Plans

With a variety of options at your disposal, you can choose from four plans, each providing coverage for different types of repairs. All four plans extend protection for your Ford vehicle for up to 8 years or 150,000 miles of service, depending on which limit is reached first.

Secure the future of your beloved Ford with an extended warranty that perfectly aligns with your driving habits and needs. Embrace the reliability and reassurance of Ford's extensive protection, ensuring your vehicle stays protected on the road for years to come.

Ford Extended WarrantyWhat It Covers
PremiumCAREThe epitome of comprehensive coverage, encompassing 1,000+ components, from powertrain to high-tech, audio, and safety features.
ExtraCAREShielding 113 crucial components, such as electrical systems, engine, and transmission, this plan ensures your vehicle's vital functions remain safeguarded.
BaseCAREUpgrade your Ford's coverage with an advanced powertrain warranty, protecting 84 key components, such as brakes, suspension, air conditioning, and steering. Note that the Fuel System, Radiator, and Flywheel Ring Gear are not covered by BaseCARE.
PowertrainCAREEnjoy the simplicity of a basic powertrain warranty, safeguarding 29 essential components, including the engine, transmission, and drive system.

Ford Protect ESP Added Benefits

In addition to the wide range of coverage levels offered, each Ford extended warranty plan comes with a host of valuable added benefits to enhance your ownership experience. These benefits include:

  • Roadside Assistance: Enjoy access to 24-hour roadside assistance, providing vital services such as tire repair and fuel delivery whenever you need it.
  • Emergency Travel Expense: Travel with peace of mind, knowing you're covered for up to $1,000 within the first five days per occurrence to handle travel-related expenses like food and lodging during a breakdown.
  • Towing Assistance: In case of a breakdown, receive up to $100 towards towing services to get your vehicle to a trusted repair facility.
  • Destination Assistance: If you encounter a covered breakdown, receive up to $75 to help you reach your next destination while your vehicle is being repaired.
  • Rental Car Reimbursement: Keep your life moving forward with rental vehicle benefits of up to $30 a day for up to 10 days when your covered vehicle is kept overnight for repairs.

What’s Excluded In The Ford Extended Warranty Plans?

As you explore the Ford Protect Extended Service Plans for your vehicle, it's crucial to grasp the scope of coverage. While these plans offer comprehensive protection for various repairs, certain items fall outside their purview. Routine maintenance tasks like oil changes and tire rotations are not included in the warranty.

In addition, damages to the windshield, tires, and dents are among the exclusions. However, fear not, as Ford offers separate specialized protection plans to address these specific items, ensuring your vehicle enjoys comprehensive coverage from all angles.

Is Ford Extended Warranty Worth It?

The decision to invest in a Ford extended warranty depends entirely on your preferences and priorities. Some consumers opt to forgo auto warranties, while others value the peace of mind they bring.

To determine if an extended warranty aligns with your needs, consider asking yourself the following questions:

1. Is Your Vehicle Aging?

As a car gets older, the likelihood of requiring service increases. Extended warranties often make sense for aging vehicles, especially after the expiration of the manufacturer's warranty.

2. Do You Still Have a Ford Factory Warranty?

If your car is new and covered by its original bumper-to-bumper warranty, you may not require an extended warranty immediately. However, keep in mind that starting the extended warranty while factory coverage is still active can often result in more cost-effective coverage.

3. Are You Seeking Extra Perks?

Beyond repairs, many extended warranty companies offer additional benefits, such as roadside assistance, rental car coverage, trip interruption services, and gas delivery. These added perks can prove invaluable during emergencies.

Carefully weigh the pros and cons of an extended car warranty for your Ford before making a decision. Understanding your specific needs and priorities will guide you in determining if an extended warranty is the right investment for your cherished vehicle.

Ford Repair Costs vs. Ford Extended Warranty Cost

To make an informed decision about whether a Ford extended warranty is right for you, let's delve into the cost comparison between the warranty and potential repair expenses.

According to RepairPal's reliability ratings, Ford receives a commendable 3.5 out of 5 stars, ranking 21st out of 32 car brands. However, it's crucial to note that the average annual repair cost for Fords stands at $775, exceeding the industry average of $652 per year.

Now, let's take a closer look at some common vehicle repair costs you may encounter with your Ford:

ModelRepairAverage Cost
Ford AspireDrive belt idler pulley replacement$359–$371
Ford Transit ConnectEngine oil pan replacement$563–$921
Ford Explorer Sport TracFuel pump replacement$651–$994
Ford FiestaEngine front cover gasket replacement$870–$1,087

Ford Extended Warranty Deductible

Ford provides flexibility in choosing your deductible amount. While the standard deductible for new and used Fords is $100, you have the option to select a deductible of $0, $50, or $200. However, it's important to note that the $0 deductible option is not available for new cars.

Additionally, Ford introduces a disappearing deductible feature. Opting for this option means you won't have to pay the deductible for covered repairs when performed by the dealer who originally sold you the car.

Ford Extended Warranty Payment Options

Ford goes the extra mile to ensure your convenience by offering an installment payment plan. With this plan, you can enjoy up to 24 months of interest-free payments if you choose not to include a Ford Protect ESP in your vehicle's purchase financing.

It's worth keeping in mind that if you opt for the installment payment plan, you must first settle any remaining balance before transferring the coverage.

Is Ford ESP Refundable?

Wondering if your Ford extended warranty is refundable? In most cases, the answer is yes. Depending on your state's regulations, you can receive a full or partial refund when canceling your Ford ESP within 30 or 60 days.

However, keep in mind that if you haven't made any claims on your existing policy, a $75 processing fee might apply to the refund.

How To Get Ford Extended Warranty Quotes

When purchasing a Ford extended warranty, you have various options. You can buy it directly from your local Ford dealership, an online dealership offering plans, or through the Ford Protect website. While the plans offered are identical across all channels, the prices may vary significantly depending on where you choose to get your plan.

As the price comparison demonstrates, Ford extended warranty costs can differ widely depending on the seller. Online dealers, in particular, are often known for providing more budget-friendly coverage than in-person dealerships or the official Ford Protect website. This could be due to their monthly sales targets for warranties.

To get the best deal, consider obtaining quotes from online dealers before making a purchase from your local dealership. Armed with evidence of lower prices, you can negotiate with the local dealer, and some may even be willing to match the Ford extended warranty costs offered elsewhere.

Best Third Party Extended Car Warranty Companies

While Ford's extended warranty is a viable option, there's a whole world of third-party providers waiting to offer you exceptional extended protection. Our comprehensive research has unveiled the industry's best third-party extended car warranty companies, giving you a diverse array of choices.

The Advantages of Opting for Third-Party Providers

  • Unparalleled Flexibility: Unlike Ford's limited service options, third-party providers grant you the freedom to choose any licensed mechanic for your repairs. Whether you're on a road trip or living in a different city, you're covered.
  • Potential for Lower Costs: By opting for a third-party warranty, you'll avoid rolling the costs into your auto loan, meaning no additional interest charges. Keep your expenses in check and enjoy more control over your budget.
  • Exclusive Added Perks: Third-party warranty providers go above and beyond, pampering you with extra coverage. Look out for plans with 24/7 roadside assistance, rental cars, trip interruption services, gas delivery, and towing benefits. Elevate your protection plan with these valuable perks.

Finding the Lowest Ford Extended Warranty Cost Strategies

  • The Early Bird Advantage: Secure your extended warranty before your Ford's factory warranty expires. Early adoption often translates into reduced costs and substantial savings.
  • Savvy Plan Evaluation: Assess your specific coverage needs and determine what essentials are a must. Skip unnecessary add-ons and tailor your plan to align with your budget.
  • Compare and Conquer: Embark on a comparison journey by obtaining quotes from multiple companies. Unleash the power of information to discover the most competitive prices and comprehensive coverage.

After thorough analysis, we've pinpointed several top providers known for offering affordable Ford extended warranty costs paired with comprehensive coverage. These companies stand out as industry leaders, assuring you of reliable and budget-friendly extended protection for your treasured Ford.

1. Endurance Extended Warranty: Our Top Pick for Best Coverage

Endurance stands out as our preferred choice for the best coverage in the extended warranty industry. Setting itself apart from many third-party brokers, Endurance offers direct-to-consumer extended warranties.

This means all warranty services come directly from Endurance, ensuring a seamless claims process without any middlemen. Customers laud the company's commitment to excellent customer service during the quotes and claims procedures, as evident in numerous positive Endurance warranty reviews.

As an added benefit, Endurance offers one free year of Endurance Elite Benefits to drivers who purchase their auto warranty. These benefits encompass roadside assistance, rental car reimbursement, towing, tire repairs, and replacements, among others. To discover the cost of your Ford extended warranty, obtain a free quote from Endurance.

2. CARCHEX Extended Warranty: Best for Used Cars

For those with used cars, CARCHEX reigns supreme as our top pick. The company boasts an impressive A+ rating from the Better Business Bureau (BBB), a testament to its dedication to excellent client care.

Endorsed by prestigious names like Kelley Blue Book, CARFAX, and Edmunds.com, CARCHEX ensures your used car receives the protection it deserves.

3. CarShield Extended Warranty: Best Value

CarShield secures our Best Value award, providing some of the most competitively priced vehicle service contracts in the industry. If you seek an affordable Ford extended warranty cost, CarShield is your go-to choice.

Since its inception in 2005, the company has served over one million consumers and gained endorsements from various celebrities and television personalities.

Frequently Asked Questions (FAQs) about Ford Extended Car Warranty

Curious about how Ford's extended car warranty works? We've got you covered with the answers to some commonly asked questions.

1. Where do I go for service with a Ford extended car warranty?

The location for service depends on where you purchased the coverage. If you obtained a factory-backed warranty from the dealership, sticking with authorized dealers for repairs is crucial to avoid voiding the warranty.

On the other hand, if you have a third-party warranty, you typically have the freedom to choose any licensed repair shop for your service needs.

2. What is the difference between a Ford Protect Premium Maintenance Plan and a Ford Protect Extended Service Plan?

Here's the key distinction: The Ford Protect Extended Service Plans provide comprehensive coverage for all covered components against defects in material or workmanship. However, keep in mind that normal wear and tear is not included in the plan's coverage. As for the Ford Protect Premium Maintenance Plan, it offers prepaid coverage for scheduled maintenance services.

Each plan caters to different aspects of vehicle protection, so it's essential to evaluate your needs and priorities. If you want peace of mind for potential defects, the Extended Service Plan is the way to go.

On the other hand, the Premium Maintenance Plan focuses on keeping your vehicle in top shape with scheduled maintenance. Take the time to explore both options to find the perfect fit for your Ford and ensure a worry-free driving experience.

3. What is the best Ford extended warranty?

When it comes to protecting your Ford, the right extended warranty can be a game-changer. After extensive comparison, we have identified three standout providers: Endurance, CarShield, and CARCHEX. These companies offer comprehensive plans that often cost less and provide longer coverage than Ford's offerings.

4. When can you buy a Ford extended warranty?

The flexibility of purchasing a Ford extended warranty is a significant advantage. If you acquire your vehicle from a Ford dealership, they may offer you an extended warranty at the time of purchase.

However, be cautious, as the cost might be rolled into your financing, resulting in added interest charges. Opting for a third-party provider allows you to buy the plan at any time without incurring interest.

5. What is a fair price for an extended car warranty?

Extended car warranty prices vary based on several factors, making it essential to consider your specific needs. On average, you can expect to pay anywhere between $2,000 and $3,500 for a six-year plan.

Finding the right balance between coverage and cost is key to securing a plan that aligns with your budget and provides peace of mind.

6. Are Ford extended warranties negotiable?

Opting for an in-person purchase at a Ford dealership may grant you negotiation leverage on the warranty price. However, online shopping omits this possibility, yet often presents more budget-friendly prices compared to dealerships. Consider your preferences to secure the best deal on your Ford warranty. We recommend exploring both options to find the best deal for your Ford extended warranty.

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